Boat loans and yacht financing through Leigh-Smith Yachts for Australian-registered and foreign-flagged vessels — get pre-qualified before you start the buying process.
Leigh-Smith Yachts draws on more than 60 years of experience in luxury yachting and long-standing relationships with leading marine lenders to structure competitive, flexible loans for new and pre-owned vessels — with the option to pre-qualify before you start shopping.
Leigh-Smith Yachts works with an experienced marine finance network covering both new and pre-owned vessel purchases. Long-standing relationships with leading marine lenders provide competitive rates and flexible terms — and buyers can get pre-qualified before they start shopping.
Financing for Australian-registered vessels as well as foreign-flagged yachts. Cross-border transactions involve additional considerations around lender requirements, registration and jurisdiction — Leigh-Smith Yachts identifies lenders equipped to handle international purchases and guides you through every step.
Marine loan terms can range from 10 to 20 years depending on the loan amount, vessel age and lender criteria. Deposits typically range from 10% to 20% of the purchase price. Leigh-Smith Yachts will model different term scenarios so you understand the trade-offs and find a structure that fits your budget and long-term plan.
Extended coverage programmes that go beyond a standard manufacturer's warranty — covering engines, generators on new-build yachts for unexpected mechanical failures. The Leigh-Smith Yachts team will help you evaluate the right coverage level for your yacht's systems, age and intended use.
Contact the Leigh-Smith Yachts team by email at sales@leigh-smith.com, or by calling +61 7 5577 9200. We'll walk you through the information needed to assess your options — typically the purchase amount, vessel details and your financial profile. Pre-qualification gives you a clear picture of your budget before you begin searching.
Once pre-qualified, shop with confidence knowing your financing range. When you find the right yacht, Leigh-Smith Yachts works with a network of marine lenders to secure competitive rates and terms tailored to your vessel type and purchase structure — whether a mid-size cruiser, sportfish or superyacht.
Leigh-Smith Yachts coordinates loan approval with the lender, handling documentation and working closely with your yacht broker to keep the purchase moving smoothly. Financing and settlement timelines are aligned so there are no delays.
At settlement the Leigh-Smith Yachts team ensures funds are disbursed, documentation is complete and your loan is in place. From pre-qualification through to handover, we simplify the buying experience and have you boating with peace of mind.
Explore your loan options and get pre-qualified before you start shopping.
Credit requirements vary by lender and loan size, but most marine lenders look for a strong credit profile for the most competitive rates. Borrowers with lower scores may still qualify depending on income, assets, deposit size and the vessel being financed. Leigh-Smith Yachts works with multiple lenders and can help identify options that fit your financial profile.
Yes. Leigh-Smith Yachts facilitates financing for both new and pre-owned vessels across a wide range of boat types — from mid-size cruisers and sportfish to large motoryachts and superyachts. Vessel age, condition and survey results factor into the lender’s underwriting, and our team can discuss options that fit the specific vessel you’re considering.
Pre-qualification can often be completed within a few business days once Leigh-Smith Yachts has your information. Full loan approval timelines depend on the lender, loan complexity and how quickly documentation is provided, but our team works to keep the process moving efficiently so financing doesn’t delay your purchase.
Yes. Leigh-Smith Yachts has experience facilitating financing for foreign-registered vessels and working with international buyers. Cross-border transactions involve additional considerations around lender requirements, registration and jurisdiction — our team can identify lenders equipped to handle these purchases and guide you through the process.
In some cases, the interest on a yacht loan may have tax implications depending on how the vessel is owned and used (for example business use). Tax treatment depends on individual circumstances and current ATO guidelines. Leigh-Smith Yachts recommends consulting a qualified tax advisor; our team can provide the lender documentation your accountant may need.
Marine loan deposit requirements vary by lender, vessel size, age and the borrower’s financial profile. In general, marine lenders require a deposit of 10% to 20% of the purchase price, with larger or older vessels sometimes requiring a higher percentage. Leigh-Smith Yachts works with multiple lenders to identify options that best match your situation.
